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Business Lending

Browse all articles about business lending.

Capital Collab
Business Lending
5 min read

Where the Capital Comes From Doesn’t Matter—What Matters Is Knowing How to Access It

One of the biggest mistakes business owners make when it comes to financing is assuming there is only one right way to raise capital. They think they have to go to a bank. Or that private credit is only for struggling businesses. Or that venture capital is the only way to scale a startup. The truth

Austin Moss
Capital Collab
Business Lending
5 min read

Unlocking Business Growth in 2025: Accessing & Leveraging Capital for Maximum Scale

Business success in 2025 isn’t just about securing capital—it’s about knowing how to use it strategically to scale faster, increase profitability, and outmaneuver the competition. With traditional bank lending tightening, alternative funding sources, private credit, and revenue-based financing are

Austin Moss
Capital Collab
Business Lending
8 min read

Best Business Loans for Those with Bad Credit

Almost 10 years ago, the approval rate for business loan applications was less than 10%. Today, the approval rate is significantly higher, at [just over 25%](https://www.forbes.com/sites/rohitarora/2018/06/13/loan-approvals-hit-new-heights-for-small-business-borrowers-with-good-credit/#166dea02f17d)

Austin Moss
Capital Collab
Business Lending
7 min read

Did You Receive an Unknown Hard Credit Inquiry? A Guide to Get it Resolved

Your business is taking off, so you decide to seek preapproval for a loan to launch a new location. You’re unconcerned with the result because you know you have excellent credit. Yet, to your surprise, the request is denied.   How can this be? When you scan the letter explaining the denial, you’re

Austin Moss
Capital Collab
Business Lending
7 min read

A Guide to Small Business Disaster Relief Financing

The COVID-19 Pandemic has put unprecedented pressure on small businesses throughout the United States. To help mitigate the financial pain of dealing with the crisis, the federal government recently signed the Coronavirus Aid, Relief and Economic Security (CARES) Act into law to provide $2 trillion

Austin Moss
Capital Collab
Business Lending
4 min read

Waiting on Outstanding Invoices, But Need to Make Payroll? 5 Ways Payroll Financing Can Help

As a business owner, when your clients take longer to pay you than expected, your business can quickly start worrying about financial problems. Not only can you struggle about how to pay employees, but paying your rent, utilities, and other operating expenses can become a challenge. In these situat

Austin Moss
Capital Collab
Business Lending
3 min read

Top 4 Ways Staffing Agencies Can Leverage Invoice Factoring

Waiting for employers to pay staffing agency invoices can hold up business operations, especially for agencies that are trying to [expand quickly](https://capitalcollab.com/when-your-business-needs-a-growth-loan-where-do-you-start/). What if an employer expects 90 days to pay, but your agency needs

Austin Moss
Capital Collab
Business Lending
6 min read

8 Reasons to Acquire a Quick Equipment Loan for Your Construction Business

If you own a construction business, you know how crucial high-quality equipment is to your success. Sometimes, obtaining the equipment you need can be a challenge, especially when it comes to financing. Read on to learn eight reasons why getting a quick equipment loan will help you watch your busi

Austin Moss
Capital Collab
Business Lending
6 min read

How Property-Based Lending Can Help You Grow Your Business

You decided to purchase a rundown home to fix and flip it. You and your spouse are entering the fix-and-flip business as partners. The house will need many repairs, including plumbing and wiring replacements. The project is going well for the first few weeks. As time goes by, however, you notice th

Austin Moss
Capital Collab
Business Lending
3 min read

When Your Business Needs a Growth Loan, Where Do You Start?

Microsoft, Apple, Amazon. All of the [biggest businesses in the world](https://www.statista.com/statistics/263264/top-companies-in-the-world-by-market-value/) started out as small businesses. How did they become so big? They grew. Making a small business grow isn't easy. It takes time, hard work,

Austin Moss
Capital Collab
Business Lending
6 min read

How to Acquire a Machinery Loan to Grow Your Manufacturing Business

You own a manufacturing plant that manufactures computer chips. However, your current equipment is old and outdated. Your maintenance department is spending more money on repairs and upgrades.  The new parts are placing more stress on the old ones, causing the older parts to break down as the machi

Austin Moss
Capital Collab
Business Lending
6 min read

Why Equipment Loans Are Important for Startup Businesses

You started a bakery business, but you need more equipment. You apply for a bank loan, but the rep denies your application. You opt for loan companies, but they also reject your application. You become frustrated as you keep applying for loans, ruining your credit in the process. You wonder about as

Austin Moss