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Business Finance Intelligence

Expert insights on business financing, capital strategy, and growth — written for business owners who want to make smarter decisions.

Capital Collab
Company Leadership
3 min read

How to Obtain Your Life Coach Certification

Life coaches encourage people to achieve their dreams by unlocking the strength and potential they already have. And, if you're looking for an exciting career that lets you help people, then becoming a life coach could be the [perfect choice for you](https://www.entrepreneur.com/article/269936). Bu

Austin Moss
Capital Collab
Business Lending
6 min read

5 Steps to Obtain Term Loan Financing for Your Business

You own a carpet-cleaning company and cannot keep up with payroll. To make matters worse, the time has come to invest in new equipment and cleaning supplies. The investment in new machinery cannot wait, as your competitors have already purchased new equipment. You need a short term loan, but you ha

Austin Moss
Capital Collab
Business Lending
5 min read

How to Get Approved for a Startup Business Line of Credit

Each year, [627,000 new businesses](https://smallbusiness.chron.com/information-small-business-startups-2491.html) start-up in the United States alone. And if you're one of them, you may be wondering how to secure a startup business line of credit. Many online business loan companies, as well as th

Austin Moss
Capital Collab
Cash Management
6 min read

What is Operating Capital and Why is it Important?

Did you know that there are about [28 million small businesses](https://www.forbes.com/sites/jasonnazar/2013/09/09/16-surprising-statistics-about-small-businesses/#166e808e5ec8) in the U.S.? Are you a small business who wonders what operating capital is? In this article, you'll discover the answer

Austin Moss
Capital Collab
Business Lending
6 min read

Should I Obtain a Tractor Loan for My Agriculture Business

Including education, equipment, infrastructure, land, operating, and startup costs, entering the agriculture industry might cost an individual as much as [$5,157,500](https://www.agriculture.com/farm-management/business-planning/how-much-does-it-take-to-become-a-farmer). That's just to get started.

Austin Moss
Capital Collab
Business Lending
6 min read

How to Find the Best Business Cash Advance Companies for Your Business

Many small business owners run into [cash flow problems](https://capitalcollab.com/the-top-5-causes-of-cash-flow-problems-for-small-businesses/) that drain their working capital. Even the most successful small business owners still have to contend with seasonality, supply chain issues, and unforesee

Austin Moss
Capital Collab
Cash Management
6 min read

The Top 5 Causes of Cash Flow Problems for Small Businesses

Starting a [small business](https://capitalcollab.com/the-10-most-profitable-small-businesses-in-2019/) is exciting for entrepreneurs. No matter your niche, when your business idea turns into a reality, you want to do everything you can to succeed. As wonderful as it is to see your products or serv

Austin Moss
Capital Collab
Business Lending
6 min read

Top 12 Ways to Use an Unsecured Business Line of Credit for a Restaurant

## The Unsecured Business Line of Credit Explained: The debt financing options can often be very limited for small businesses that are just starting. Conventional loan terms for businesses that have little or no credit history and no collateral can be pretty harsh. Banks primarily offer two differ

Austin Moss
Capital Collab
Cash Management
4 min read

5 Questions to Ask a CPA as You Prepare for 2020

2020 is just around the corner and with all the excitement that comes with welcoming the new year, there's also a worry in the back of your mind about having to file your taxes for 2019. This may seem like a daunting task to many business owners and they're often not even sure what questions to ask

Austin Moss
Capital Collab
Business Lending
5 min read

Top 10 Ways to Use an Unsecured Business Line of Credit in the Construction Industry

The conventional understanding that most people have about getting a loan is that it needs to be secured by putting up collateral. This can often be in the form of real estate collateral such as a residential or business property, or something your business owns such as inventory. However, small bus

Austin Moss
Capital Collab
Marketing
10 min read

Squarespace vs WordPress: What's the Best Choice for Your Small Business?

No matter what industry they're in these days, small businesses need to have killer websites to succeed. Whether you're looking to sell products directly from your site or write blog posts that help you establish your reputation and your prospective client list, you'll have to first go through the d

Austin Moss
Capital Collab
Business Lending
5 min read

5 Tips on Getting a Loan for a Business Without Collateral

As a business owner, it can be hard to execute your business plan to grow your company and fill your bank account. You need capital to reinvest in your business and cover unexpected expenses. You can build working capital over time, but most small businesses operate on small enough margins that the

Austin Moss